Healthy capital for growing small businesses

No MCAs, no factoring, no sharks. ChatBiz Finance connects small businesses with credible financing up to $5,000,000.

SBA Loans
Refinancing
Lines of Credit
Term Loans
Loan Readiness
Grants & Consulting

What makes ChatBiz Finance different:

01.

Expert guidance. Faster funding.

Our lending experts have mastered the application process and added cutting edge tech. We get you prepared for faster funding and increase your likelihood of getting the full amount.

02.

No upselling. No toxic loans.

After a comprehensive needs assessment with our lending experts, we will only connect you with financing we would want our own business to take.

03.

Loan readiness for better terms.

If you don’t have your finances in order, we connect you to bookkeepers and CPAs who specialize in loan readiness to get you there.

Ready to pursue smarter funding?

Get pre-qualified for your loan amount in minutes, then let our banking experts handle the rest.

Small businesses, entrepreneurs, founders —
we’re here for you

ChatBiz connects small businesses with only healthy capital based on where you are in your journey. We cut out the complicated applications and repeat questions to get you capital fast.

See what you qualify for today.

Financial products that are actually good for small business:

SBA 7(a) & 504 Loans

Get up to $5M with favorable terms and our SBA experts guiding you every step.

Lines of Credit

Working capital when you need it, with competitive rates and fast approval.

Term Loans

Long term financing with stable monthly payback and low interest.

Refinance Main Street Loans

Beat the January 2026 balloon payment deadline with better terms.

Expert Financial Preparation

Our CPAs and financial consultants get you loan-ready fast.

Free Access to Capital Consulting

Get ready for financing by working with top rated non-profits and CDFIs.

Started by leading aid providers and SBA lenders, we’ve been helping small businesses get access to exclusive support for years.

Healthy small business financing should be easy

Loan application and preparation is complicated and slow.
Predatory lenders and salesmen are everywhere.
A bad loan or missed opportunity could make or break your year.

We knew there had to be a better way.

Expert guidance for faster, smarter funding

Speed and service matter most when you need capital. As active SBA lenders and business owners, we know the financing world inside and out. We built ChatBiz to get you to the right funding faster than anyone else.

Get pre-qualified for your loan amount in minutes, then let our banking experts handle the rest.