Our fair funding promise
Five commitments that separate us from the loan sharks, data brokers, and predatory lenders flooding your inbox.
We'll tell you if it's the wrong loan. Even if it costs us the deal.
Why we do this
We optimize for healthy capital, not deal volume. Our team has deployed $300M+ across 1,000+ businesses and we've seen what happens when lenders push borrowers into the wrong financing. We'd rather lose a deal than trap you in debt you can't afford.
What you can expect
Your lending expert is incentivized to find you the right capital, not just any capital. If that means telling you to wait six months, refinance your existing debt first, or explore grants instead of loans, that's what we'll do.
We don't sell your data to spammers or sharks. Period.
Why we do this
The online lending industry makes millions selling business owner data to whoever will pay. Apply once, get harassed for months. We think that's predatory and we refuse to participate.
What you can expect
Apply with us and your phone stays quiet. Your email stays clean. Your business details are encrypted and secured to bank-level standards. If you're denied, your information isn't sold to bottom-feeders looking for desperate borrowers.
No MCAs. No factoring. No daily payments that kill cashflow.
Why we do this
Daily payments destroy cashflow and trap businesses in debt cycles. MCAs and factoring agreements often carry effective APRs of 50-200%+. We've seen too many profitable businesses go under because of predatory terms. If we wouldn't take the loan ourselves, we won't sell it to you.
What you can expect
Every loan option we present—whether from our private fund or our partner lenders—protects your cashflow with monthly payments. If you're currently trapped in an MCA or factoring agreement, we specialize in refinancing you out of it immediately.
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Clear pricing. Clear process. No runaround.
Refinance now
Why we do this
We help businesses escape predatory loans and regain financial freedom. Here’s what you’ll get when you work with us:
- Protection from predatory loans with extremely high interest rates (50–200%+)
- Strategies to restore and preserve your cashflow
- A clear path to sustainable, growth-focused financing
Your Data Is Secure
We provide transparent, fair financing solutions designed to protect your business and support your growth. Here's what you'll get when you work with us:
- Monthly payments structured to protect your cashflow
- Strategies to restore and preserve your cashflow
- Access to trusted private funds and lending partners
Projected APR: 11.25%
Est, Monthly Savings: $4,300
We're in it for the long haul.
We monitor your account for refinancing opportunities
We track new loan products that could benefit your business
We proactively reach out when you're eligible for lower rates
No fees to refinance into better terms with us
After 12 months of on-time payments, we prepare you for better terms
Why we do this
Most lenders maximize profit by keeping you in expensive debt as long as possible. We win when you win long-term. Healthy capital compounds—businesses with manageable debt payments can invest in growth instead of just surviving. Our MCA refinancing path is designed to get you from predatory terms to SBA-ready in 12 months.
What you can expect
If you take our private MCA refinance loan, we're immediately cutting your rate in half by replacing daily payments with monthly ones. Twelve months later, we refinance you again into even lower rates (typically SBA at 11-13% APR). This isn't an upsell—it's the plan from day one. We track your payment history, credit improvements, and business growth to time your next refinance perfectly.
This is How We Operate
Our incentive structure
We earn fees when we close loans, but our team is measured on long-term borrower outcomes, not short-term volume. Repeat clients and referrals matter more to us than one-time deals.
Our lending philosophy
Only healthy capital. Monthly payments to protect cashflow. Realistic underwriting based on actual financials. Transparent pricing with no hidden fees. Strategic refinancing to reduce your cost of capital over time.
Our commitment to you
We'll treat your business the way we'd want our own businesses treated. That means honesty about your options, clarity about costs, and a genuine focus on your long-term financial health.
Experience financing without the games
Check your eligibility in four minutes and see what honest lending looks like.
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