$50K–$500K for payroll, inventory, or seizing an opportunity — funded in about a week, with monthly payments that keep cash flow healthy.
1000+
Businesses funded
$50K to $500K, funded in 3 to 7 days
20+
Years of lending experience
board member, National Association of Government Guaranteed Lenders
$300M+
Deployed
for payroll, inventory, equipment, expansion, and debt refinancing
Why owners choose ChatBiz
$50K to $500K matched to what your business can actually support — not the maximum we can push.
From application to funded in as little as 3–7 days, so you never miss the moment that matters.
Clear APR pricing, monthly payments, and a fixed payoff date. No daily draws, no surprise fees.
Transparent from day one
Amount
$50K – $500K
Rate
13 – 18%
APR
Term
10 yrs
fully amortized
Funding speed
3 – 7 days
Payments
Monthly
never daily
Use it for
Any working capital
or debt refi
Owners who grew with ChatBiz
★★★★★
"They turned complex financial challenges into smooth solutions - and made the process enjoyable."
Christopher McKenney
SBA Loan
★★★★★
"ChatBiz helped me when I needed clarity and gave great advice throughout the process."
Carlos de Varona
Refinance
★★★★★
"ChatBiz made it easy from day one. They advised me on my bookkeeping and helped me get approved when I really needed clarity and support."
Akhil Bhandare
Working Capital
Talk to a funding advisor who understands small business — before, during, and after you're funded. No call centers, no runaround.
(727) 432-0428
Monday–Friday · 9 a.m.–7 p.m. ET
Common questions
+
+
+
+
+
+
Check your eligibility for $50K–$500K. Monthly payments, no hard credit pull, funded in about a week.
Check my eligibilityTakes about 4 minutes · No obligation
.png)
