$50K–$500K for payroll, inventory, or seizing an opportunity, funded in about a week, with monthly payments that keep cash flow healthy.
1000+
Businesses funded
$50K to $500K, funded in 3 to 7 days
20+
Years of lending experience
board member, National Association of Government Guaranteed Lenders
$300M+
Deployed
for payroll, inventory, equipment, expansion, and debt refinancing
Why owners choose ChatBiz
$50K to $500K matched to what your business can actually support, not the maximum we can push.
From application to funded in as little as 3–7 days, so you never miss the moment that matters.
Clear APR pricing, monthly payments, and a fixed payoff date. No daily draws, no surprise fees.
Transparent from day one
Amount
$50K–$500K
Rate
13–18%
APR
Term
10 yrs
fully amortized
Funding speed
3–7 days
Payments
Monthly
never daily
Use it for
Any working capital
or debt refi
Owners who grew with ChatBiz
★★★★★
"They turned complex financial challenges into smooth solutions - and made the process enjoyable."
Christopher McKenney
SBA Loan
★★★★★
"ChatBiz helped me when I needed clarity and gave great advice throughout the process."
Carlos de Varona
Refinance
★★★★★
"ChatBiz made it easy from day one. They advised me on my bookkeeping and helped me get approved when I really needed clarity and support."
Akhil Bhandare
Working Capital
Talk to a funding advisor who understands small business, before, during, and after you're funded. No call centers, no runaround.
(727) 432-0428
Monday–Friday · 9 a.m.–7 p.m. ET
Common questions
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Check your eligibility for $50K–$500K. Monthly payments, no hard credit pull, funded in about a week.
Check my eligibilityNo hard credit pull. No obligation. We never sell your data.
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