Fast business funding, done right.

$50K to $500K when you are up against a deadline. Check your eligibility in 4 minutes, get a fast answer, and get funded in about a week. Monthly payments, never a daily debit. No hard credit pull to check.

No hard credit pull to check
·
We never sell your data.
Small business owner reviewing numbers on a truck tailgate at a worksite
$
$300M+
funded to date

1000+

Businesses funded

$50K to $500K, funded in 3 to 7 days

20+

Years of lending experience

board member, National Association of Government Guaranteed Lenders

$300M+

Deployed

for payroll, inventory, equipment, expansion, and debt refinancing

Why owners choose ChatBiz

Fast funding, without the trap.

Check in 4 minutes

Answer a few questions and get a soft-pull eligibility check in about four minutes. No hard credit pull, and no obligation to move forward.

Funded in about a week

Faster than a bank's six weeks, and structured so speed does not wreck your cash flow. One monthly payment, never a daily debit.

Fast, without the trap

Same-day cash advances move fast by debiting your account every day. You get speed on monthly payments and a clear, fixed rate instead.

What you get

Fast funding on straightforward terms.

Amount

$50K – $500K

Rate

13 – 18%

APR

Term

10 yrs

fully amortized

Funding speed

3 – 7 days

Payments

Monthly

never daily

Use it for

Any working capital

or debt refi

Owners who grew with ChatBiz

Trusted by business owners.

★★★★★

"They turned complex financial challenges into smooth solutions - and made the process enjoyable."

Christopher McKenney

Christopher McKenney

SBA Loan

★★★★★

"ChatBiz helped me when I needed clarity and gave great advice throughout the process."

Carlos de Varona

Carlos de Varona

Refinance

★★★★★

"ChatBiz made it easy from day one. They advised me on my bookkeeping and helped me get approved when I really needed clarity and support."

Akhil Bhandare

Akhil Bhandare

Working Capital

ChatBiz funding advisor at their desk

Expert support when you want it.

Talk to a funding advisor who understands small business, before, during, and after you're funded. No call centers, no runaround.

(727) 432-0428

Monday–Friday · 9 a.m.–7 p.m. ET

Common questions

What owners ask about fast funding.

Can I pay off early?

+

What if my revenue fluctuates seasonally?

+

What industries are excluded?

+

What collateral do you require?

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How is this different from an MCA?

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Can I get more capital later?

+

Need funding fast? Start with a 4-minute check.

Check your eligibility for $50K to $500K, funded in about a week. No hard credit pull, no obligation.

Check my eligibility

No hard credit pull. No obligation. We never sell your data.