Get $50K to $500K to buy materials, cover payroll, and deliver on a big new order, before your customer pays. Funded in about a week, no hard credit pull to check.
1000+
Businesses funded
$50K to $500K, funded in 3 to 7 days
20+
Years of lending experience
board member, National Association of Government Guaranteed Lenders
$300M+
Deployed
for payroll, inventory, equipment, expansion, and debt refinancing
Why owners choose ChatBiz
Fund the materials and payroll the order needs, and move before the window closes. Most complete applications fund in about a week, not the six a bank takes.
A 3-year term with 10-year amortization keeps the payment low, and you repay monthly as the contract revenue comes in, never a daily debit. Cash flow you can plan around.
See your options with a soft check only. There is no hard credit pull to look, and a clear, fixed 13 to 18% APR, never a hidden factor rate.
What you get
Amount
$50K – $500K
Rate
13 – 18%
APR
Term
10 yrs
fully amortized
Funding speed
3 – 7 days
Payments
Monthly
never daily
Use it for
Any working capital
or debt refi
Owners who grew with ChatBiz
★★★★★
"They turned complex financial challenges into smooth solutions - and made the process enjoyable."
Christopher McKenney
SBA Loan
★★★★★
"ChatBiz helped me when I needed clarity and gave great advice throughout the process."
Carlos de Varona
Refinance
★★★★★
"ChatBiz made it easy from day one. They advised me on my bookkeeping and helped me get approved when I really needed clarity and support."
Akhil Bhandare
Working Capital
Talk to a funding advisor who understands small business, before, during, and after you're funded. No call centers, no runaround.
(727) 432-0428
Monday–Friday · 9 a.m.–7 p.m. ET
Common questions
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Check your eligibility for $50K to $500K to buy materials, cover payroll, and deliver on your next big order. No hard credit pull, no obligation.
Check my eligibilityNo hard credit pull. No obligation. We never sell your data.
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