Get $50K to $500K to stock up before peak demand, on one low monthly payment that survives the slow months. No daily debits, and no hard credit pull to check.
1000+
Businesses funded
$50K to $500K, funded in 3 to 7 days
20+
Years of lending experience
board member, National Association of Government Guaranteed Lenders
$300M+
Deployed
for payroll, inventory, equipment, expansion, and debt refinancing
Why retailers choose ChatBiz
Place your bulk order while the terms are still good. Most complete applications fund in about a week, not the six a bank takes.
A 3-year term with 10-year amortization keeps the payment low, so it holds up through your slow months. Monthly, never a daily or weekly debit.
See your options with a soft check only. There is no hard credit pull to look, and a clear, fixed 13 to 18% APR, never a hidden factor rate.
What you get
Amount
$50K – $500K
Rate
13 – 18%
APR
Term
10 yrs
fully amortized
Funding speed
3 – 7 days
Payments
Monthly
never daily
Use it for
Any working capital
or debt refi
Owners who grew with ChatBiz
★★★★★
"They turned complex financial challenges into smooth solutions - and made the process enjoyable."
Christopher McKenney
SBA Loan
★★★★★
"ChatBiz helped me when I needed clarity and gave great advice throughout the process."
Carlos de Varona
Refinance
★★★★★
"ChatBiz made it easy from day one. They advised me on my bookkeeping and helped me get approved when I really needed clarity and support."
Akhil Bhandare
Working Capital
Talk to a funding advisor who understands small business, before, during, and after you're funded. No call centers, no runaround.
(727) 432-0428
Monday–Friday · 9 a.m.–7 p.m. ET
Common questions
+
+
+
+
+
+
Check your eligibility for $50K to $500K to fund your inventory, in about a week. No hard credit pull, no obligation.
Check my eligibilityNo hard credit pull. No obligation. We never sell your data.
.png)
