Financing that helps businesses grow, not just survive
We believe speed and fairness shouldn't be a tradeoff in small business financing. So we built a lending company that delivers healthy capital fast with sustainable terms and no runaround.
1000+ Businesses Served
$300M Deployed
20+ Lending Partners
500+ SMB Resources
Our lending partners
Our mission
Build the fastest, most transparent funding process on the market while only funding businesses with healthy capital.
No one should go bankrupt from one bad term sheet. That's why we built ChatBiz Finance—to be the alternative to predatory lenders who profit from confusion and desperation.
But fair terms aren't enough. You need capital fast, and the process shouldn't feel like pulling teeth. We're committed to process excellence: hands-on support from lending experts who chat business first, technology that actually works, and continuous improvement. Our product and process are a living organism, always evolving to become the best lending experience on the market.
Our Fair Funding Promise
Five commitments that guide every decision we make
Our fair funding promise separates us from loan sharks, data brokers, and predatory lenders. These aren't marketing claims—they're how we operate.
Our Team
Who's behind ChatBiz Finance
Senior VP SBA Banker. NAGGL Board Member. CDFI Board Member.
Serial Entrepreneur. Startup coach. Non-Profit Founder.
Startup Veteran. Entrepreneur community leader.
Financial modeling and M&A expert.
Our Values
How we operate
Earn trust through transparency
Get better every day
Remove friction, don't create it
Merit over connections
Default to honesty
Support beyond the transaction
Build for the long term
See if you're eligible for funding in four minutes.
Check your eligibility for up to $5M in funding for SBA loans, MCA refinancing, working capital, and more.
Check Eligibility
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